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TLDR: The Chase Sapphire Preferred is a top travel card with a big bonus, high points on dining & travel, flexible redemptions, and excellent travel insurance.

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The Chase Sapphire Preferred® Card stands out among travel rewards credit cards, delivering an exceptional blend of high-value perks, flexible rewards, and robust travel protections that make it highly attractive to discerning travelers.
Right off the bat, the Chase Sapphire Preferred impresses with a generous, limited time introductory offer. New cardholders can earn 100,000 bonus points after spending $5,000 within the first three months of account opening. These points, when strategically transferred to Chase’s extensive network of airline and hotel partners, can yield remarkable travel experiences that far surpass the card's $95 annual fee.
Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
The Chase Sapphire Preferred doesn’t limit its appeal to only frequent travelers; it also generously rewards everyday spending. Here’s how you earn:
With such a broad spectrum of bonus categories, accumulating points becomes effortless, making the card perfect for anyone who enjoys dining out or frequently uses popular streaming services.
You can also earn up to 5x points on travel booked through Chase Travel℠.
Another thoughtful perk is the $100 annual Chase Travel℠ hotel credit. When booking hotels through Chase’s travel portal, this automatic statement credit effectively lowers the net annual cost of the card, offering tangible savings to cardholders who regularly travel. Note that this benefit applies exclusively to bookings made directly through Chase Travel℠, ensuring a seamless experience.
Redeeming points through Chase Travel℠ unlocks additional value, providing redemption rates of up to 1.5 cents per point on select hotels and flights. Although the previous flat rate redemption rate through Chase Travel has been removed, the enhanced rates for select bookings can continue to offer significant value.
Arguably, the card's greatest strength lies in the flexibility to transfer Chase points to numerous top-tier travel partners at a 1:1 ratio. Partners include prominent airlines such as United MileagePlus and Emirates Skywards, as well as premium hotel chains like Marriott Bonvoy and World of Hyatt. By leveraging strategic transfers, savvy cardholders can substantially amplify the value of their points, particularly when capitalizing on promotional transfer bonuses or high-value redemptions.
True to its reputation, the Chase Sapphire Preferred comes with an extensive suite of travel insurance protections designed for peace of mind:
These robust benefits underscore Chase’s commitment to delivering exceptional value and protection to frequent travelers.
As always, check your Guide to Benefits for the most up to date information.
The Chase Sapphire Preferred® Card excels as a versatile and rewarding travel credit card. With an impressive introductory offer, generous point earnings on everyday expenses, valuable travel credits, and comprehensive travel insurance, this card justifies its popularity among seasoned travelers and those seeking practical, everyday rewards.
If your spending habits align with travel, dining, or streaming categories and you value flexibility and protection, the Chase Sapphire Preferred makes an excellent addition to your wallet, offering significant long-term value.
Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.




