Chase Sapphire Reserve $300 Dining Credit Guide (June 2026)

The Chase Sapphire Reserve® now comes with an up to $300 dining credit for restaurants that are part of the OpenTable/Sapphire Reserve Exclusive Tables program. This credit comes in the form of two up to $150 statement credits semiannually. It can be a fantastic benefit for a special dinner for a loved one or an anniversary dinner.

And if you're considering getting this card, it currently has an incredible welcome bonus where you can earn 100,000 points after spending $6,000 in 3 months. This is one of the best bonuses we've ever seen on the Chase Sapphire Reserve®!

TL;DR

• The Reserve now offers an up to $300 annual dining credit through Sapphire Reserve Exclusive Tables, split into two up to $150 semiannual credits.
• About 400 restaurants across the US are part of the program, mostly in big cities and highly populated areas.
• To get the statement credit, pay directly at the restaurant with your physical Reserve card. Don't pay through UberEats or DoorDash or other third party tools
• If you live near a major city or travel often, this credit is easy to put to good use. Suburban and rural cardholders may have a tougher time.

What can you use the up to $300 dining credit on?

You can use the $300 dining credit at about 400 restaurants across the United States that are part of Sapphire Reserve Exclusive Tables. These restaurants are mostly in highly populated areas and big cities. You'll find cuisines ranging from Japanese omakase and Italian fine dining to modern American, steakhouses, and fusion spots. Since these restaurants are hand-selected for the program, they tend to be upscale, well-reviewed establishments.

As I stated previously, the credit is divided up semiannually. You will get an up to $150 statement credit when you dine at restaurants participating in the Sapphire Reserve Exclusive Tables from January 1st to June 30th and then another up to $150 from July 1st to December 31st.

We made a tool so that users can quickly see the restaurants where you can use your Reserve's dining credit. It's a map/list that features all the eligible restaurants and is updated weekly.

How will I be using the $300 dining credit with Sapphire Reserve Exclusive Tables?

I live about 45 minutes to an hour outside of the Greater Boston area where there are six restaurants that partner with Sapphire Reserve Exclusive Tables. I mostly head out to the Boston area as my girlfriend and many of my friends live there—so I can definitely take advantage of this dining credit.

My plan is to use $150 of the statement credit before December 31st before it resets at the beginning of next year. I don’t have any trips planned for the rest of the year currently—so I’m hoping to use the credit somewhere in the Boston area. After using our search tool the two restaurants I’m looking at are La Royal in Cambridge, MA and Mahaniyom in Brookline, MA.

La Royal in Cambridge, MA

La Royal is an upscale Peruvian-Chinese fusion restaurant with entrees costing around $25-$40. On OpenTable, there are numerous 5 star reviews along with an average rating of 4.7 for the food. On Google reviews, the restaurant has a 4.4 rating with 303 reviews total.

Personally I love trying new cuisines and the Peruvian-Chinese fusion really intrigued me. I’ve had food in Colombia and Ecuador and I have been told there are some similarities to Peruvian food. A big difference is that Peru has had a long history of immigration and thus leading to other cultures combining with the Peruvian cuisine. Two dishes that I’m thinking about getting when I go are the “Arroz con seared duck” (cilantro rice, seared duck breast and salsa criolla) and “patarascha” (whole branzino grilled in plantain leaves along with amazonic condiments).

Mahaniyom in Brookline, MA

Mahaniyom in Brookline is a family-style restaurant with authentic Thai cuisine with entrees costing around $15-$25. On OpenTable this restaurant has exceptionally high ratings. It has a 4.7/5 rating overall along with 4.8/5 for the food. And on Google reviews it has a 4.6/5 rating with over 650 reviews.

Thai food is like a comfort for me—I love getting Pad Thai or Pad See Ew for a nice quick meal when I don’t feel like cooking. This restaurant has Pad Thai along with a whole bunch of other dishes. The curry dishes also looked good. What’s nice is I could go out to eat with three friends here and only use $80 of the $150 biannual statement credit.

And for next year, my hope is to use some of the $150 biannual statement credit at some restaurants all over the US. I usually stay in the Orlando, Florida area for Christmas time into early January. Unfortunately there aren’t any restaurants there—but there are quite a few options in Miami, Florida. Might be worth taking a quick weekend trip to explore Miami while taking advantage of this dining credit.

How do you make sure you get the statement credit when dining at Sapphire Reserve Exclusive Tables restaurants?

In order to qualify for the statement credits, you need to make purchases through the restaurants that are identifiable for Chase to be through a Sapphire Reserve Exclusive Tables restaurant. A little vague, I know.

The simplest way to make sure you get the credit is to pay directly at the restaurant with your physical Chase Sapphire Reserve®. While I've had success paying via Apple Pay, if you want to reduce risk, paying with your physical card is by far the safest method to go.

What do I wish was different about the $300 dining credit with the Sapphire Reserve Exclusive Tables?

I understand the exclusivity idea of the Sapphire Reserve Exclusive Tables program but with only around 400 restaurants across the US it can make it more difficult for some to use.

Let’s say you live in a suburban or rural area and don’t travel to big cities much... this benefit is essentially useless. My thought process is that there are probably some folks in suburban and rural areas that would enjoy this credit and spend a lot at these restaurants. This would make the Chase Sapphire Reserve® to a wider audience.

How does this Chase Sapphire Reserve® benefit compare to the dining benefit on the American Express Platinum Card®?

The Sapphire Reserve Exclusive Tables with Chase Sapphire Reserve® is a nice benefit but it doesn't stack up to the American Express Platinum Card® dining benefit with the Resy platform. Notably the American Express Platinum Card® has a slightly more expensive annual fee at $895 per year.

Resy has over 10,000 restaurants on its platform while Sapphire Reserve Exclusive Tables has around 400 restaurants (that's about 25x more restaurants). It's fair to say that you can use the Sapphire Reserve dining benefit for a bigger meal, but in terms of ease of use, Amex/Resy takes the cake here.

Final Remarks

Chase’s Sapphire Reserve Exclusive Tables benefit is definitely on the higher tier of "useful" benefits offered on the Chase Sapphire Reserve®. Everyone I know loves a nice dinner, especially when it's discounted. For those living in the city or traveling frequently, it's pretty easy to use.

Folks in suburban and rural areas that stay at home most of the year will have a tough time putting this dining credit to use. The Chase Sapphire Reserve® is a card for travelers/city dwellers and the Sapphire Reserve Exclusive Tables benefit reinforces that sentiment.

Frequently Asked Questions

How does the Chase Sapphire Reserve $300 dining credit work?

The up to $300 dining credit is split into two up to $150 semiannual statement credits. You get up to $150 when you dine at a Sapphire Reserve Exclusive Tables restaurant from January 1st to June 30th, and another up to $150 from July 1st to December 31st. Just pay with your physical Chase Sapphire Reserve® at the restaurant.

You do not need a reservation at the restaurant. I repeat: you do not need a reservation.

How many restaurants are part of Sapphire Reserve Exclusive Tables?

There are about 400 restaurants across the United States participating in the program. Most of them are in big cities and highly populated areas, with cuisines ranging from Japanese omakase and Italian fine dining to steakhouses and fusion spots.

Can I use the dining credit through DoorDash or UberEats?

No. To qualify for the statement credit, you need to pay directly at the restaurant with your physical Chase Sapphire Reserve®. Apple Pay does seem to work.

Does the unused portion of the $150 semiannual credit roll over?

No, the up to $150 semiannual credit does not roll over. If you don't use it by the end of the semiannual period (June 30th or December 31st), the remaining balance resets. You'll want to plan a dinner before each deadline to get the most out of it.

Is the Sapphire Reserve Exclusive Tables dining credit worth it if I live in a suburban or rural area?

It can be tough. With only around 400 restaurants concentrated in big cities, you might not have a participating restaurant nearby. If you travel to major cities regularly, you can still put the credit to good use. But if you mostly stay local in a less populated area, this particular benefit may go unused.

You could always try buying gift cards via Toast, but there's always a chance that might not track properly.