Sapphire Reserve for Business℠ vs Capital One Venture X Business
NCnextcard team
What is The Edit by Chase Travel℠? May 2026
NC
nextcard teamPublished Jun 24, 2025Updated May 11, 2026
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The Chase Sapphire Reserve® and Sapphire Reserve for Business℠ both include an annual up to $500 credit for hotel stays with The Edit by Chase Travel. If you’ve never heard of The Edit before, you might be wondering if the credit will even serve you any benefit or use.
Depending on your personal lifestyle and spending habits, The Edit credit could be very useful, making either Reserve card a potentially strategic addition to your wallet. On the other hand, you may find it difficult to make use of The Edit credit, subsequently devaluing the Reserve cards. You may want to think twice before deciding if the credit for The Edit is worth it for you.
Before we dive into what The Edit is, a high level overview of the program is that it is a luxury hotel booking program that allows eligible Chase cardholders to book stays at a select collection of hotels and resorts worldwide.
Booking hotel stays through The Edit allows cardholders to take advantage of a number of benefits that are included with their stay, such as daily breakfast for two people, $100 property credit, room upgrade at check-in (subject to availability), early check-in/late check-out (subject to availability), etc.
The up to $500 annual credit for the Edit that comes with the Sapphire Reserve and the Sapphire Reserve for Business is split into two up to $250 components that can be used for any eligible Edit bookings throughout the calendar year.
The biggest deciding factor regarding whether or not The Edit credit is worth it for you is if you can afford to stay at luxury hotel properties. The curated collection of properties that you can book through The Edit is mostly hotels that are on the higher end, meaning that they can cost hundreds if not thousands of dollars a night for a stay. Based on our analysis, the average price of an Edit hotel per night is ~$1035 (expensive).
For example, one of the properties available for booking through The Edit is the Ritz Paris, which is a 5-star luxury hotel in central Paris that is situated right next to the Place Vendôme in the city’s 1st arrondissement.
Staying at the Ritz Paris can run you almost $3,000 a night, which highlights how expensive these luxury properties can get. It is highly unlikely that people in the most common tax brackets will be able to afford staying in hotels like these.
Additionally, in order for your statement credits to apply, you must book a minimum two-night stay at an Edit property. Since you can only get up to $250 in credits per stay, you would only be able to cover roughly 5% of the cost of staying at the Ritz Paris for two nights in the example above.
The Edit does include a handful of properties that have a much lower price tag than the Ritz Paris, and are more affordable for most people to stay at.
For example, you could book a stay at the Sofitel Legend Metropole Hanoi, which is a 5-star luxury hotel located in the heart of Hanoi, right near the Hanoi Opera House and the Ngoc Son Temple. Staying at the Sofitel Legend Metropole Hanoi would only run you about $300 a night, which is much cheaper than the $3,000 a night rate for the Ritz Paris.
Using one of your $250 credits to cover a two-night stay at this hotel would cover about 40% of your stay, which is a much better use and return of value for the credit.
The EditMaxxer is the first and only tool with pricing data on all the Edit hotels. It allows you to quickly see all the available pricing of Edit hotels and find the lowest possible price throughout the year.
Using the EditMaxxer, you can do a few things:
The Edit by Chase Travel can be viewed as similar to other luxury hotel booking programs, such as American Express’s Fine Hotels + Resorts® program.
There are hotels that are available through both the Edit program and the Fine Hotels + Resorts (FHR) program, such as the Sofitel Legend Metropole Hanoi.
Booking the Sofitel Legend Metropole Hanoi through Amex’s FHR program costs nearly the same cash price as booking through Chase’s The Edit program, as shown here:
The Edit and FHR include very similar benefits, as they both typically come with daily breakfast for two people, $100 property credit, early check-in when available, and a room upgrade when available.
| Feature | The Edit (Chase Sapphire Reserve) | Fine Hotels + Resorts (Amex Platinum) |
|---|---|---|
| Daily Breakfast for Two | ✓ | ✓ |
| $100 Property Credit | ✓ | ✓ |
| Room Upgrade | Subject to availability | Subject to availability |
| Early Check-In | Subject to availability | Subject to availability |
| Late Check-Out | Subject to availability | Guaranteed 4 PM |
| Minimum Stay Requirement for Hotel Credit to Apply | 2 nights | 1 night |
| Annual Hotel Credit | Up to $500/year | Up to $200/year |
| Points Value | Up to 2 CPP (Points Boost) | ~1.1 CPP |
A slight advantage that FHR has over The Edit is that Fine Hotels + Resorts provides you with a guaranteed 4 pm check-out. The Edit only provides you with a late check-out, subject to availability.
Additionally, when using the American Express Platinum Card®, you don't need to book a minimum 2 night stay to use the credit. Rather, you can just book even a 1 night stay.
If you want to compare hotels + ratesacross multiple programs like Edit or FHR, you can also use the HotelMaxxer.
You can take advantage of Chase’s new Points Boost program when booking hotels available on The Edit through Chase Travel. With the Sapphire Reserve or Sapphire Reserve for Business, your points can be worth up to 2.5 cents on select hotel and flight bookings.
As seen in the example with the Sofitel Legend Metropole Hanoi, you can book a two-night stay worth $624 in cash for 31,185 points using your Sapphire Reserve or Sapphire Reserve for Business card, yielding a value of 2 cents per point.
This is a prominent advantage that Chase has over Amex, as you would need about 54,000 points to book a two-night stay worth $612 in cash, yielding a value of about 1.1 cents per point.
You can apply a Points Boost filter to the EditMaxxer to quickly see which hotels have redemptions available at the 2 cents per point rate.
The cool thing is that if you make a mixed points/cash booking, you could use your Edit credit while getting up to 2 cents per point with your points. For instance, if you have a $300 hotel, you could split it by:
This is a pretty good way to make the most of the credit.
The up to $500 annual credit for The Edit by Chase Travel℠ can offer excellent value, but only if you can realistically take advantage of it. While some of the hotels in the collection are ultra-luxurious and may be out of reach for many cardholders, other options make it more accessible to travelers with a moderate budget, especially using the EditMaxxer.
Additionally, when paired with the Chase Points Boost program, your rewards points can stretch further than they might with competing travel programs, such as Amex Fine Hotels + Resorts®. However, it’s important to remember that you can’t use the Edit credit on points bookings, but only on cash bookings made through Chase Travel.
Ultimately, whether the Edit credit is worth it depends on your travel style. If you enjoy booking luxury stays, the Sapphire Reserve or Sapphire Reserve for Business may be a strong fit for your wallet.
Only the Chase Sapphire Reserve® and Sapphire Reserve for Business℠ include access to The Edit program and the annual up to $500 credit. Other Chase cards do not qualify for Edit bookings.
No, you can only apply one up to $250 credit per qualifying Edit booking (2-night minimum, prepaid). If you want to use both credits within a year, you need to make two separate eligible stays.
While there is not a minimum stay required to book Edit hotels, there is a two night minimum for the Sapphire Reserve Edit credit to apply.
A single-night stay will not trigger the credit, which is one area where Amex Fine Hotels + Resorts has an edge, since FHR allows single-night bookings.
Both programs offer similar perks: daily breakfast for two, a $100 property credit, and room upgrades when available. The main differences are that The Edit comes with up to $500/year in credits (vs. up to $200/year with FHR), but requires a 2-night minimum stay and only offers late check-out subject to availability, while FHR guarantees a 4 PM check-out and allows single-night stays.
The EditMaxxer is a free tool that shows pricing data across all Edit hotels so you can quickly spot the most budget-friendly options throughout the year. Some properties start around $300/night, making the credit much more useful than at ultra-luxury hotels.
Yes. If you make a mixed points and cash booking, you can apply your Edit credit to the cash portion while still getting up to 2 cents per point through the Chase Points Boost program. For example, on a $300 total 2 night prepaid Edit hotel stay, you could cover $250 with your Edit credit and pay the remaining $50 with 2,500 points at 2 cents per point.
