Amex Gold Card Credits to Use Before 2026
TLDR: The American Express® Gold Card comes with multiple monthly and semi-annual credits that can easily offset the annual fee, but only if you remember to use them on time.

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Product details may vary. Please see the issuer website for current information. nextcard does not receive commission for this product.A new year brings a fresh reset on many credit card benefits, and the American Express® Gold Card is one of the most important to review thanks to its long list of annual credits.
With its sizable $325 annual fee, you (can) get over $400 in credits, but there's a lot to keep track of. Here at NextCard, we want to make sure you are maximizing your credit card rewards alongside miscellaneous benefits.
What’s the Resy credit on the American Express Gold card?
As an American Express Gold cardholder, you have up to $100 in Resy credits split into two semiannual $50 components for restaurants that are on the Resy platform. So you have one $50 credit for January through June and then another $50 credit for July through December (terms apply).
I love eating out so I thoroughly enjoyed using the Resy credit this year with my AMEX Gold. I got my American Express Gold Card in January of this year and I was able to use the Resy credit almost instantly. I live in the Greater Boston area and I went to this neat restaurant called Armsby Abbey.