What’s the new Aeroplan® Credit Card welcome offer?
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Published: 11/16/2025
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Chase and Air Canada just launched an amazing welcome offer where you can earn up to 100,000 Aeroplan points!
If you meet the spend requirements, 100,000 Aeroplan points can go far in whatever travel redemption you will go for.
What is the introductory offer on the Aeroplan® Credit Card?
The introductory offer on the Aeroplan® Credit Card comes in two parts:
- The first part of the welcome offer is that you will receive 75,000 Aeroplan points after spending $4,000 in the first three months from the account opening.
- The second part of this offer is not as appealing for most folks, but it’s still noteworthy. You’ll receive an additional 25,000 Aeroplan points after you spend a total of $20,000 on purchases in the first 12 months from the account opening.
I find the first part of the offer to be well worth getting the card. The second part less so as I would prefer to use that spend for welcome bonuses on other cards.
What do the earning categories look like?
- 3 points per $1 on all Air Canada purchases, grocery stores and on dining
- 1 point per $1 on all other purchases
If you are looking to get those 25,000 extra Aeroplan points from the second part of the welcome bonus, you could use this card as your dining and grocery store card. That’ll help you a ton to get to the $20,000 in total spend while also having good earn rates as you spend.
What can you do with 75,000 Aeroplan points?
When you get 75,000 Aeroplan points from the first part of the welcome offer, you may be thinking what is even possible with this amount of points? And frankly, the possibilities are endless.
Air Canada has some great redemptions for someone who enjoys business class and also loves traveling to Europe like myself.
For just 70,000 Aeroplan points and $144 Canadian dollars ($102 in US dollars), you can get a one-way business class flight to Paris on February 5th, 2026 from JFK airport. For a lot of my friends that I have introduced to credit cards, it’s surprising to them that you can get a business class flight for spending only $4,000 in three months with everyday purchases. Yes, it’s really true!
And if this kind of trip isn’t your favorite there are a plethora of other deals. A short haul redemption I found is from Boston to Montreal on December 16, 2025 where you can get a one-way economy class flight for 13,600 Aeroplan points. Or you can fly luxuriously in business class for 16,800 Aeroplan points.
And if you live on the West Coast, you could book two one-way economy class flights from Seattle to Tokyo for just 35,000 Aeroplan points each on April 17th, 2026.
Does this card have an annual fee?
Yes. The Aeroplan® Credit Card has a $95 annual fee. The welcome offer on this card makes the annual fee more than worth spending your money on.
Does the Aeroplan® Credit Card have foreign transaction fees?
No—when you spend abroad you won’t have to worry about any foreign transaction fees.
What are some of the lesser known benefits on the Aeroplan® Credit Card?
This card comes with a few ancillary benefits worth noting:
- Application fee waived for NEXUS, Global Entry and TSA Precheck every 4 years (up to $120 value)
- Complimentary Instacart+ for 3 months
- $10 monthly Instacart credit
- Discounted award pricing
- Free checked bag for yourself and 8 other passengers on the same reservation (booked on Air Canada)
Bonus Spend
One of the other cool things about this card is that you get 500 bonus points for every $2,000 you spend in a calendar month (up to 1,500 points per month). This is particular useful from a strategizing perspective when it comes to meeting the bonus spend requirements. Since you need to spend $4,000 in 3 months, it's best to spend in batches of $2,000/month so you can get an additional $1,000 points.
10% Bonus on Transfers
This is a particularly useful card to have for transferring Chase Ultimate Rewards points.
Aeroplan cardmembers get a 10% transfer bonus after transferring 50,000 or more Ultimate Rewards points in a single transaction. I've used this bonus a few times during ongoing promotions to get an additional 10% on my points. For example, when I transferred 50,000 points during a temporary Aeroplan 20 20% transfer bonus:
- 50,000 points transferred from my Chase Sapphire Reserve®
- 20% transfer bonus: 10,000 points
- 10% Aeroplan card bonus: 5,000 points
- = 65,000 total points
What are the travel insurance and protections on the card?
With the Aeroplan® Credit Card, you will receive trip cancellation and interruption insurance. You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip if your trip is cancelled, cut short by sickness, severe weather or other potential reasons.
You will get baggage delay reimbursement where you get reimbursed for up to $100 a day for 3 days for essential purchases when your bag is delayed by more than 6 hours. You’ll also get trip delay reimbursement—if your travel is delayed by more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses like meals and lodging up to $500 per covered traveler.
The protections don’t end there as you get auto rental coverage with the Aeroplan® Credit Card. This coverage provides reimbursement for theft and collision damage for most rental cars. And in the US it’s important to note that this coverage is secondary to your personal insurance.
How does the Aeroplan® Credit Card welcome bonus compare to the Citi / AAdvantage Platinum Select Card offer?
Both the Citi / AAdvantage Platinum Select Card and Aeroplan® Credit Card have excellent welcome offers but of course one gets the crown. The Citi / AAdvantage Platinum Select Card has an offer where you can get 80,000 American Airlines miles after spending $1,000 in the first three months from the account opening.
This of course is a lower spend threshold in comparison to the Aeroplan® Credit Card. With the Aeroplan® Credit Card you have to spend $3,000 more to get 5,000 less points in the same amount of time. And American Airlines points are notoriously more valuable than Air Canada Aeroplan points. Lastly, the Citi / AAdvantage Platinum Select Card has a $0 annual fee the first year ($99 from the second year on) so you are spending less to earn more.
Personally I will be getting both of these cards! My next credit card will be the Citi / AAdvantage Platinum Select Card. After I hit the welcome bonus on this card, I’ll probably go for the Aeroplan® Credit Card. Both points ecosystems are incredibly valuable and I want to have access to both of them.
Final Remarks
If you like saving hundreds to thousands of dollars on flights nationally and abroad, then the Aeroplan® Credit Card is the card for you. And 75,000-100,000 Aeroplan points can go far wherever you live in the US and wherever you’d like to go. For me, this card is a no-brainer starting at the welcome bonus. And for some they may also enjoy the everyday earn rates to get even more Aeroplan points.
Will this new 100,000 point welcome offer push you to get the Aeroplan® Credit Card?
FAQs
The introductory offer on the Aeroplan® Credit Card comes in two parts. The first part of the welcome offer is that you will receive 75,000 Aeroplan points after spending $4,000 in the first three months from the account opening. The second part of this offer is not as appealing for most folks with the big spend but it’s still noteworthy. You’ll receive an additional 25,000 Aeroplan points after you spend a total of $20,000 on purchases in the first 12 months from the account opening.
People who like to travel at least 2-4 times a year should consider getting the Aeroplan® Credit Card. You’ll earn hundreds to thousands of dollars on flights domestically and abroad.
The Citi / AAdvantage Platinum Select Card has a welcome offer where you can get 80,000 American Airlines miles after spending $1,000 in the first three months from the account opening.
American Airlines miles are far more valuable than Aeroplan points in my opinion. There are a lot more options with AA miles than the Aeroplan program.
With 75,000 Aeroplan points, you can fly one-way business class to Europe, get two economy class tickets from Seattle to Tokyo and many more spectacular redemptions.