Capybara is deeply antiquated with credit cards, but favors a combined points & cashback strategy that helps him maximize his day to day spend. Given he lives in New York, he is quite flexible, since there are so many different airlines to choose from between JFK, LGA, and EWR.
Capybara's favorite cards are:
He used to like the American Express Gold Card, but it became a huge hassle that just wasn't worth the mental upkeep. He's since kept his wallet a bit slimmer, using a combination of cards that help cover a bunch of categorical bases.
The beauty of cashback is that it's pure, cold hard cash—no games, no fluff. However, points can have their upsides but I like to keep it balanced and not overindex on either currency.
