Bilt Obsidian Card
$200 of Bilt Cash when you apply and get approved.
- Annual Fee
- $95
- Regular APR
- 26.74 - 34.74% variable
- Foreign Transaction Fee
- $0
- Intro APR
- 10%
- Annual Fee
- $95
- Regular APR
- 26.74 - 34.74% variable
- Foreign Transaction Fee
- $0
- Intro APR
- 10%
Card Highlights
- Earn points on housing with no transaction fee
- Choose to earn 4% back in Bilt Cash on everyday spend. Use Bilt Cash to unlock point earnings on rent and mortgage payments with no transaction fee, up to 1X.
- 3X points on your choice of grocery (up to $25K/year) or dining. Your 3X category choice remains in effect for the entire calendar year.
- 2X points on travel
- 1X points on everyday spend
- Welcome offer: $200 of Bilt Cash when you apply and get approved.
- $100 Bilt Travel Hotel credit. Applied twice a year, as $50 statement credits, for qualifying Bilt Travel Portal hotel bookings.
- Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
Rewards Earn Rates
- Up to 1X points on rent and mortgage payments with no transaction fee, 3X points on your choice of grocery (up to $25K/year) or dining (your 3X category choice remains in effect for the entire calendar year), 2X points on travel, 1X points on everyday purchases, choose to earn 4% back in Bilt Cash on everyday purchases.
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