How To Money

Matt & Joel's Favorite Cards

Chase Freedom Unlimited®

Chase Freedom Unlimited®

A killer everyday card, it earns solid cash back on everything you buy while supercharging rewards on dining, drugstores, and travel through Chase. Pair it with the Chase Sapphire Preferred® Card and you’ve got a powerhouse combo that turns simple spending into serious travel value.


New Cardmember Offer

Best Offer Ever

Limited Time Offer: Earn a $300 Bonus after you spend $500 on purchases in your first 3 months from account opening.


Rewards Rate

1.5% - 5%

Annual Fee

$0

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Our go-to travel rewards card for everyday folks who want to see more of the world for less. With a big welcome offer, flexible point transfers, and rare primary rental car coverage, it’s tough to beat for the annual fee.


New Cardmember Offer

Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.


Rewards Rate

1x - 5x

Annual Fee

$95

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

If your grocery bill feels like it’s growing faster than your kids, this card is the MVP with a stellar 6% cash back at U.S. supermarkets (terms apply). Add in strong rewards on streaming and transit and it becomes a no-brainer for families looking to keep more money in their pockets.


New Cardmember Offer

Earn $250 Back after you spend $3,000 in purchases on your new Card within the first 6 months.


Rewards Rate

Varies

Annual Fee

$95

Citi Double Cash® Card

Citi Double Cash® Card

If you love keeping things simple, this card is the ultimate no-brainer: earn a clean 2% cash back on every purchase without juggling categories. It’s a set-it-and-forget-it workhorse—just pay off your balance and watch the rewards pile up.


New Cardmember Offer

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months


Rewards Rate

Varies

Annual Fee

$0