There are 20,000+ Bilt Neighborhood Restaurants where you can earn extra Bilt Points; a smaller subset are eligible for the monthly up to $25 Bilt Cash redemption.
With all the new Bilt Card changes and new Bilt Cash redemptions, it's become imperative to understand how Bilt's Neighborhood Benefits™ Dining program works.
What is Bilt's Neighborhood Benefits™ Dining program?
This program adds a second layer of rewards when eating out.
After you link an eligible card to your Bilt Wallet and pay with said card at one of Bilt Neighborhood's 20,000+ US partner restaurants, you get bonus points. To be super clear, these points are additive ontop of whatever points you earn from your card, which is certainly a nice cherry on top. Notably, select partner restaurants may have complimentary gifts from the kitchen like free drinks or appetizers.
At a smaller subset of restaurants with Mobile Dining Checkout, you can also apply up to $25 in Bilt Cash to your bill once per month. This is particularly important because (in our opinion) the monthly restaurant Bilt Cash redemption is one of the better value options out there.
How many points do I earn from the Bilt Neighborhood Dining program?
As long as your eligible card is linked to your Bilt Rewards account and you pay with it at checkout, you can earn anywhere from 1x, 2x, or 3x Bilt points ontop of whatever points you earn from your card.
For instance, if you pay your restaurant bill with an American Express® Gold Card card at a qualifying Neighborhood restaurant, you'll get:
- Amex Gold: 4x Amex points per $1 spent
- Bilt Rewards: Up to 3x Bilt Points per $1 spent
This makes for a cumulative 7x points/$1 dining, which is pretty awesome.
Do I need a Bilt Card to earn points from the Neighborhood Dining program?
No, you do not need a Bilt credit card.
All you need is a Bilt Rewards account. Bilt Rewards as a program is different from the Bilt credit cards themselves. With Bilt Rewards, you can earn points on many things, such as:
- 2x Bilt Points on Lyft rides (when Bilt & Lyft accounts are linked)
- Walgreens spend
- 2x Bilt Points on Walgreens‑branded products
- 1x Bilt Points on other Walgreens purchases
- 100 points on up to 26 prescription refills per year
- Up to 3x Bilt Points at Neighborhood Fitness Studios
How do I start earning points on my Neighborhood Dining spend?
You need to link an eligible card to your Bilt Rewards account. You do not need to have a Bilt Card. Here's how you can do it:
- First, create or login into your Bilt Rewards account using the link above
- Then, on the Wallet tab, you can click "Add Card"
- On Desktop it's the button that says "Add card"
- On Mobile, it's to the left of the center credit card and is slightly hidden, but you can click it see "Add card"
- Enter the card information
Once your card is added, you should be eligible to earn additional Bilt Points when you use the card to pay at eligible Neighborhood restaurants.
If I link Card A, but then pay with Card B (unlinked), will I get Bilt Points from this program?
No. If you link Card A in your Bilt Wallet, you will receive points from your eligible neighborhood restaurant dining spend only when you pay with Card A.
You must link Card B separately in your wallet.
Think of it this way: linking Card A to Bilt lets Bilt know when you dine at an eligible restaurant. However, if you don't link Card B, then how will Bilt ever be able to know your restaurant spending?
Which restaurants are eligible for monthly Bilt Cash redemptions?
Only restaurants that accept Bilt Mobile Dining Checkout are eligible for the monthly Bilt Cash redemptions.
- One visit per month
- Up to $25 Bilt Cash/month can be redeemed during that visit
- Can only be used at select Bilt partner restaurants via Mobile Dining Checkout
As of the date of this article, there's only a small subset of restaurants available for Bilt Cash redemptions.
Should I sign up for Bilt Rewards?
Even if you don't have a Bilt card, signing up for Bilt Rewards for the Neighborhood Dining benefits seems to make a lot of sense. The way I see it is free additional points on spend you're already making.
For me, I would never sway my decision to eat at a certain restaurant just because it's part of the Neighborhood Dining program. However, I can't complain about getting additional points ontop of the dining points I earn from my card.
Right now for Q1 2026, my Chase Freedom Flex® earns 7x on dining purchases. If I coincidentally eat at a Bilt Neighborhood Dining spot, I get up to 3x Bilt Points ontop, for a total of 10x Bilt Points—that's hard to beat. Considering I would then use them for Hyatt redemptions at 1.5 cents per point, that's essentially 15% cashback on dining (pretty good).
How do I see all the eligible Bilt Neighborhood Dining restaurants?
You could either wade through the app/site manually and see if you can find the eligible restaurants, or you can use a tool that aggregates all 20,000+ restaurants onto a map/list.
The Bilt Dining Map has the following features:
- Search functionality so that you can quickly see if a restaurant you're going to is on the list
- Filters by city, cuisine, and points multiplier
- Estimated price ranges
- Toggle eligible Bilt Cash redemptions spots
I've used this tool to see if restaurants in San Francisco are coincidentally part of the Bilt Neighborhood Dining program as well. For example, I saw Pabu Izakaya (inKind) and Angler (Chase $300 dining credit) were a part of Bilt's program as well—interesting stacking opportunities.