TLDR: You can earn additional Bilt points on Lyft rides (even without having the credit card), but you need to make sure you have everything set up properly.
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Lyft is one of the staple rideshare companies, with many users fluctuating between it and Uber. While Uber has most of its partnerships with Amex, Lyft is traditionally known to be more of a Chase partner.
Interestingly, Bilt Rewards has a partnership with Lyft that allows you to earn points on Lyft rideshare even without having one of the new Bilt cards. And these are Bilt Points—some of the most powerful transfer currencies out there.
First, make sure you login to Bilt Rewards. You can navigate there using the link below.
Once you're logged in, navigate over to Neighborhood and then Rideshare:
In the Bottom Left, you'll want to click "Link Account" which will then prompt you to connect your Lyft and Bilt accounts.
Firstly, you’ll want to go onto the Lyft app. From there you will go to the section for “You” in the bottom right of the app.
Then you will click on “Rewards” under the Programs section and then “Linked” and it will show you all the different programs you can link your Lyft account to.
You will choose the Bilt option and sign in to your account.
After you sign in, you just need to follow the prompts and should be all set from there.
Connecting your Bilt Rewards to the Lyft app is important since you won’t be able to earn or redeem Bilt points until doing so.
Short answer, yes. You should indeed link your Bilt Rewards to your Lyft account because you’re earning Bilt points at no cost to you.
Even without the credit card, if you select Bilt Rewards as your Lyft earning partner, you earn 2x Bilt Points on Lyft rideshare per dollar spent. These 2 Bilt Points are additive, meaning they stack ontop of whatever credit card points you earn.
For example, if you have a Chase Sapphire Preferred® Card and pay your Lyfts with it, you earn 5x total points through September 2027. If you then select Bilt as your Lyft rewards partner, you earn:
That's pretty good!
If you want to earn 5x Bilt points on Lyft Rideshare, you'll need to also pay with your Bilt Mastercard®. That is to say:
So to earn 5x, you take the 3x from Lyft rideshare and add it on top of the 2x earned through the Lyft app. Very nice.
Based on my hundreds of rideshare experiences over the years, I’ll say that I don’t have much of a preference between Uber and Lyft. Generally speaking, I’ve found that Uber rides are nicer with cleaner cars and more gentle drivers. But I’ve had really positive experiences in Lyfts as well. And bad experiences with both Uber and Lyft.
In summary, I’d be happy to take a Lyft in order to earn some extra points whether they are Bilt points or other types of points.
999 times out of 1000 I would never redeem Bilt points for Lyft rides. The reason being that you are not getting the best value for your Bilt points. According to Frequent Miler, you are getting 0.7 cents per point in value when you redeem your Bilt points for Lyft rides. This is less than half of what you could get for your Bilt points. Oftentimes you can get over 2 cents per point in value with your Bilt points through transfer partners like Hyatt.
If you’d like some extra Bilt points for less than 5 minutes of effort, connecting your Bilt Rewards to your Lyft account is a no brainer. And you’ll earn points whether you use your Bilt card or not—so make sure to link the two together sooner rather than later!
